covered up to a limit, Hospitalisation primarily for diagnostic purpose is not covered, Cost of spectacles, dental treatment, contact lenses, hearing aids, etc. Office 3, Middleton Street, Post Box 9229, Kolkata 700 071 CIN - U10200WB1906G01001713 IRDA Regn- No. Apart from providing basic health cover, National Mediclaim policy provides additional benefits such as health incentives like a cumulative bonus of 5% in case no claims are reported, family discounts, health check-ups and so on. Expenses incurred for oxygen, blood, OT charges, x-ray, etc. The policy is available for people aged between 18 years to 65 years with sum insured options ranging from Rs. I am impressed with this national insurance policy. National Insurance Company Limited (A Govt. An insurance endorsement is a mini-policy that is added to a current insurance policy to change certain information on the original insurance documents. The policy covers the policyholders from unforeseen health emergencies by providing them various benefits; these include-pre and post hospitalisation expenses for 30 and 60 days respectively. It covers hospitalisation expenses on cashless or reimbursement basis arising from the reasonable and necessary treatment of illness/disease or injury contracted or sustained during the policy term. 2 (two) years waiting period for following diseases. However, it also covers financially dependent children (from 3 months to 18 years) provided that at least one parent is covered. Hospitalisation due to a sudden illness, an unexpected incident and unforeseen surgery, and domiciliary hospitalization, which generally lead to hospitalisation for more than three days are all coverable under a proper mediclaim … Some other benefits under the plan are: There are many health insurance policies, but not all of them can be suitable. National Mediclaim Policy brought to you by National Insurance Company Ltd. is a comprehensive health insurance policy loaded with unique benefits. Divisional Office 9 Kolkata which is functioning at present from 5th floor, India House, No 69, Ganesh Chandra Avenue, Kolkata, will shift to 3rd floor, Gobind Bhawan, No 2 Brabourne Road, Kolkata - 700 001 tentatively wef … The National Insurance Mediclaim policy is a health insurance policy for individuals and the entire family. National Insurance Parivar Mediclaim is a floater policy which provides coverage for the whole family and that includes self, spouse, parents and dependent children. Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request. The National Insurance Mediclaim policy is a health insurance policy for individuals and the entire family. Thanks to online connectivity, it’s easy to download to your National Insurance policy by visiting the company’s website. Act. InsuranceDekho is committed to helping customers by giving them the opportunity to compare different policies, get free quotes, and choose a policy which is most suited to them. This policy provides cover for over 140 daycare procedures to the policyholders. Cashless treatment facility as well as reimbursement of hospitalisation expenses is available. Chemotherapy, radiotherapy, organ replacement, pace maker, etc. Star Health. Apart from the basic coverage, this policy provides the following good health incentives-. Synd Arogya policy of syndicatebank is Mediclaim cum personal accident policy with family floater advantage. All the members can be covered under one Sum Insured. The nature of these plans differs in terms of coverage, the sum insured and premium/price differences. The policy does not only provide basic coverage but has something more to offer to the policyholders-Cumulative bonus of 5% in case no claims are reported, family discount, health check-ups and so on thus providing utmost satisfaction. The policy also excludes coverage for pregnancy and related complications, hormone replacement, cosmetic treatment, or genetic disorders. It covers hospitalisation expenses on cashless or reimbursement basis arising from the reasonable and necessary treatment of illness/disease or injury contracted or sustained during the policy term. It has given me a very good cover for pre and post hospita... My previous health insurance experience was really very bad. National Insurance Varistha Mediclaim Policy, National Insurance Parivar Mediclaim For Family. of India Undertaking) CIN - U10200WB1906GOI001713 IRDA Regn. are paid till a certain percentage of Sum Insured, Cumulative Bonus and free Health Check-up is provided for continuous renewal, A discount of 6% in premium is offered if the customer does not choose for cashless benefit, 2 Dependent children from 3 months age till age 25 years for boys and till marriage for girls, Pre -existing diseases are not covered under this plan even after some years of continuous renewal, HIV Aids is not included under this policy, Venereal disease, intentional self-injury, use of drugs or alcohol, congenital external disease, sterility, are not covered, Certain treatments like dental treatment are not covered, Hospitalization for purely diagnostic purposes is not included under this plan. National Mediclaim Policy covers the hospitalization expenses for the treatment of illness/disease or injury sustained by the insured person during the policy period. Highlights. Cashless treatment at network hospitals through TPA, Pre-determined limit cover for specific surgeries or procedures in network hospitals, 10% discount on premiums if the policy is purchased for the family, An annual increase in the sum insured by 5% for each claim-free year up to a maximum of 50% of SI opted, No medical screening required for persons up to 50 years, Portability (migration) allowed for similar products, Free look period to cancel or continue the policy is 15 days, Third party claim settlement service to settle the claim, Premium paid for the policy towards self, spouse, dependent children and dependent parents are eligible for tax rebate under Section 80D of Income Tax Act 1961, Cumulative bonus of 5% of the sum insured for every year a claim is not made and if the policy is renewed without a break, Expenses of health check-up up to 1% of the average sum insured once for every block of 4 continuous and claim-free years. The insured can either submit the relevant bills to get reimbursed or avail completely cashless facilities at the insurer's network hospitals. Premium of Synd Arogya Mediclaim Policy has been revised by SyndicateBank. No. The Policy Revision in Limit of Cataract (For 8 Lakhs & above SI revised limit for Cataract will be 10% of the Sum Insured) 139 Day Care procedures are covered. It is a floater policy covering the immediate family of 4. Family discount of 10% for the premium is available. There are separate tax laws under the Income tax act for bot... A policyholder can avail tax benefits on the payment of prem... For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989. 60 and above coverage for pregnancy and related complications, hormone replacement, cosmetic,... 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